VA Disability Calculator & 38 CFR Math

Calculate combined VA disability ratings and monthly compensation using official non-additive math.

VA Combined Disability Rating Engine

Presets:

Service-Connected Disability Conditions

Add individual disability ratings evaluated under Title 38 CFR Part 4.

Active Evaluation Schedule (1 Disabilities)
50%
Statutory Combined Rating (38 CFR § 4.25)
50%(50% raw efficiency)

Official VA rating rounded to the nearest statutory 10% interval under Title 38 U.S. Code.

Monthly Statutory Benefit (Tax-Free):$1,075.16 / mo
Annual Tax-Free Value:$12,901.92 / yr
Federal & State Income Tax:$0.00 (Exempt)

38 CFR § 4.25 Non-Additive Whole-Person Math Step-by-Step Visualizer

The VA does not add percentages together. Each disability rating is deducted strictly from your REMAINING whole-person efficiency.

StepCondition RatingEfficiency Prior to StepEfficiency DeductedRemaining Healthy Efficiency
Step 150%100%-50%50%

Final efficiency remaining: 50%. Combined disability = 100% - Remaining = 50%, which rounds to 50%.

Statutory Notice: This VA disability calculation engine models published Title 38 U.S. Code and 38 CFR § 4.25 combined rating schedules for educational purposes. It does not determine official VA disability award eligibility. Official adjudication requires filing VA Form 21-526EZ with the Department of Veterans Affairs.

How VA Non-Additive Disability Mathematics Operates

Understanding the statutory whole-person efficiency formula governing service-connected compensation.

Under Title 38 Code of Federal Regulations § 4.25, the Department of Veterans Affairs does not perform standard arithmetic addition on service-connected disability percentages. Instead, each disability rating is applied strictly against the veteran's remaining healthy whole-person efficiency.

Statutory Mathematical Formula (38 CFR § 4.25)

RemainingEfficiency = 100% * ∏(1 - Rating_i / 100)
CombinedRating = RoundToNearest10Percent( 100% - RemainingEfficiency )

Where individual disabilities are sorted in descending order of severity before sequential multiplication.

The 70% Statutory Threshold and Individual Unemployability (TDIU)

Achieving a 70% combined disability rating represents a critical legal milestone for transitioning veterans. Under 38 CFR § 4.16(a), a veteran with a single disability rated at 60% or a combined rating of 70% (with at least one condition rated at 40% or higher) becomes eligible to apply for Total Disability based on Individual Unemployability (TDIU), which awards monthly compensation at the 100% statutory pay rate.