2026 GS Pay Scale & Military Crosswalk

Map military pay grades to federal civil service salaries with 2026 OPM locality pay and calculate FERS military deposit buyback ROI.

General Schedule Civil Service Pay Engine

Crosswalks:

General Schedule (GS) Grade & Step Parameters

Select federal GS grade, step progression, and OPM locality area.

Total 2026 Federal Annual Salary
$49,027.02/ year

Official OPM 2026 adjusted federal civil service salary for GS-7 Step 1 in 16.82% locality area.

Selected Federal Grade:GS-7 Step 1
Base General Schedule Salary:$41,968
Locality Pay Adjustment (+16.82%):+$7,059.02
Bi-Weekly Gross Paycheck:$1,885.65

FERS Military Deposit Buyback ROI Analysis

Buying back military service time adds 1.0% per year to your lifetime FERS civil service pension under 5 U.S.C. Chapter 84.

Est. 3% Military Buyback Deposit$5,040
Annual Pension Addition+$1,961 / yr
Break-Even Horizon2.6 Years in Retirement
Statutory Notice: General Schedule pay tables reflect 2026 OPM salary schedules under 5 U.S.C. Chapter 53. FERS military deposit buyback figures model standard 3% basic pay statutory rules under 5 U.S.C. § 8422 for informational planning.

How the Federal Civil Service System Evaluates Military Experience

Understanding General Schedule grade qualifications, OPM locality adjustments, and FERS pension credit.

The General Schedule (GS) is the primary pay classification system for civilian federal employees in the United States executive branch, established by Title 5 U.S. Code Chapter 53. Transitioning military veterans qualify for veteran preference hiring under the Veterans' Preference Act of 1944 (5 U.S.C. § 2108) and special direct-hire appointing authorities such as Veterans' Recruitment Appointment (VRA) and 30% or More Disabled Veteran appointments.

FERS Military Deposit Buyback Formula (5 U.S.C. § 8422)

RequiredDeposit = TotalMilitaryBasicPayEarned * 3.0%
AnnualPensionAddition = High3AverageSalary * MilitaryYearsOfService * 1.0%

Because a 3% one-time deposit permanently credits all military service years toward your FERS pension, most veterans recoup their entire deposit within 1.5 to 2.5 years of retirement.